Real estate terminology and practice outside the United States (around the world)

Real estate as "real property" in the U.K.

In British usage, “real property”, often shortened to just “property”, generally refers to land and fixtures, while the term “real estate” is used mostly in the context of probate law, and means all interests in land held by a deceased person at death, excluding interests in money arising under a trust for sale of or charged on land.^[4]

See Real property for a definition and Estate agent for a description of the practice in the UK.

[edit] Real estate in Mexico and Central America

The real estate business in Mexico and Central America is different from the way that it is conducted in the United States.

Some similarities include a variety of legal formalities (with professionals such as real estate agents generally employed to assist the buyer); taxes need to be paid (but typically less than those in U.S.); legal paperwork will ensure title; and a neutral party such as a title company will handle documentation and monies in order to make the smooth exchange between the parties. Increasingly, U.S. title companies are doing work for U.S. buyers in Mexico and Central America.

Prices are often much cheaper than most areas of the U.S., but in many locations, prices of houses and lots are as expensive as the U.S., one example being Mexico City. U.S. banks have begun to give home loans for properties in Mexico, but, so far, not for other Latin American countries.

One important difference from the United States is that each country has rules regarding where foreigners can buy. For example, in Mexico, foreigners cannot buy land or homes within 50 km of the coast or 100 km from a border unless they hold title in a Mexican Corporation or a Fideicomiso (a Mexican trust). In Honduras, however, they may buy beach front property directly in their name. There are also different special rules regarding certain types of property: ejidal land – communally held farm property – can only be sold after a lengthy entitlement process, but that does not prevent them from being offered for sale.

In Costa Rica, real estate agents do not need a license to operate, but the transfer of property requires a lawyer.

[edit] Business sector

With the development of private property ownership, real estate has become a major area of business. Purchasing real estate requires a significant investment, and each parcel of land has unique characteristics, so the real estate industry has evolved into several distinct fields. Specialists are often called on to valuate real estate and facilitate transactions. Some kinds of real estate businesses include:

• Appraisal: Professional valuation services
• Brokerages: A fee charged by the mediator who facilitates a real estate transaction between the two parties.
• Development: Improving land for use by adding or replacing buildings
• Property management: Managing a property for its owner(s)
• Real estate marketing: Managing the sales side of the property business
• Real estate investing: Managing the investment of real estate
• Relocation services: Relocating people or business to a different country
• Corporate Real Estate: Managing the real estate held by a corporation to support its core business—unlike managing the real estate held by an investor to generate income

Within each field, a business may specialize in a particular type of real estate, such as residential, commercial, or industrial property. In addition, almost all construction business effectively has a connection to real estate.

"Internet real estate" is a term coined by the internet investment community relating to ownership of domain names and the similarities between high quality internet domain names and real-world, prime real estate.

[edit] Residential real estate

The legal arrangement for the right to occupy a dwelling is known as the housing tenure. Types of housing tenure include owner occupancy, Tenancy, housing cooperative, condominiums (individually parceled properties in a single building), public housing, squatting, and cohousing.

Residences can be classified by, if, and how they are connected to neighboring residences and land. Different types of housing tenure can be used for the same physical type. For example, connected residents might be owned by a single entity and leased out, or owned separately with an agreement covering the relationship between units and common areas and concerns.

'Singe-family detached home'

Major physical categories in North America and Europe include:

• Attached / multi-unit dwellings
  • Apartment - An individual unit in a multi-unit building. The boundaries of the apartment are generally defined by a perimeter of locked or lockable doors. Often seen in multi-story apartment buildings.
  • Multi-family house - Often seen in multi-story detached buildings, where each floor is a separate apartment or unit.
  • Terraced house (a.k.a. townhouse or rowhouse) - A number of single or multi-unit buildings in a continuous row with shared walls and no intervening space.
  • Condominium - Building or complex, similar to apartments, owned by individuals. Common grounds are owned and shared jointly. There are townhouse or rowhouse style condominiums as well.
• Semi-detached dwellings
  • Duplex - Two units with one shared wall.
• Single-family detached home
• Portable dwellings
  • Mobile homes - Potentially a full-time residence which can be (might not in practice be) movable on wheels.
  • Houseboats - A floating home
  • Tents - Usually very temporary, with roof and walls consisting only of fabric-like material.

The size of an apartment or house can be described in square feet or meters. In the United States, this includes the area of "living space", excluding the garage and other non-living spaces. The "square meters" figure of a house in Europe may report the total area of the walls enclosing the home, thus including any attached garage and non-living spaces, which makes it important to inquire what kind of surface definition has been used.

It can also be described more roughly by the number of rooms. A studio apartment has a single bedroom with no living room (possibly a separate kitchen). A one-bedroom apartment has a living or dining room separate from the bedroom. Two bedroom, three bedroom, and larger units are also common. (A bedroom is defined as a room with a closet for clothes storage.)

See List of house types for a complete listing of housing types and layouts, real estate trends for shifts in the market and house or home for more general information.

[edit] Market sector value

According to The Economist, "developed economies'" assets at the end of 2002 were the following:^{[citation needed]}

• Residential property: $48 trillion;
• Commercial property: $14 trillion;
• Equities: $20 trillion;
• Government bonds: $20 trillion;
• Corporate bonds: $13 trillion;
• Total: $115 trillion.

That makes real estate assets 54% and financial assets 46% of total stocks, bonds, and real estate assets. Assets not counted here are bank deposits, insurance "reserve" assets, and human assets; also it is not clear if all debt and equity investments are counted in the categories equities and bonds.

[edit] Mortgages in real estate

In recent years, many economists have recognized that the lack of effective real estate laws can be a significant barrier to investment in many developing countries. In most societies, rich or poor, a significant fraction of the total wealth is in the form of land and buildings.

In most advanced economies, the main source of capital used by individuals and small companies to purchase and improve land and buildings is mortgage loans (or other instruments). These are loans for which the real property itself constitutes collateral. Banks are willing to make such loans at favorable rates in large part because, if the borrower does not make payments, the lender can foreclose by filing a court action which allows them to take back the property and sell it to get their money back. For investors, profitability can be enhanced by using an off plan or pre-construction strategy to purchase at a lower price which is often the case in the pre-construction phase of development.

But in many developing countries there is no effective means by which a lender could foreclose, so the mortgage loan industry, as such, either does not exist at all or is only available to members of privileged social classes.

[edit] Mortgages vs. Real Estate

Realtors draw contractual paper work tied to the intent of buying a home. The mortgage side is all about making sure you qualify, proving your income and assets, and making sure your income is sufficient compared to your debt load. We also need to structure whether you're a better qualifier on conventional loan terms or government terms.

Real Estate

Real estate is a legal term (in some jurisdictions, notably in the USA, United Kingdom, Canada, and Australia) that encompasses land along with anything permanently affixed to the land, such as buildings, specifically property that is fixed in location.^[1] Real estate law is the body of regulations and legal codes which pertain to such matters under a particular jurisdiction and include things such as commericial and residential real property transactions. Real estate is often considered synonymous with real property (also sometimes called realty), in contrast with personal property (also sometimes called chattel or personalty under chattel law or personal property law).

However, in some situations the term "real estate" refers to the land and fixtures together, as distinguished from "real property," referring to ownership rights of the land itself.^{[clarification needed]}

The terms real estate and real property are used primarily in common law, while civil law jurisdictions refer instead to immovable property.

Dubai Mega Projects 2009: providing inside track on region?s projects

Dubai, 19th Feb. 2009 (WAM) -- At a time when the regional project industry is facing a very uncertain future, the need to have up to date, relevant and accurate information is vital to the success of any business.

MEED Events’ Dubai Mega Projects 2009 being held on the 15th – 17th March 2009 at The Westin Hotel Dubai, is the leading forum for industry professionals to gain the latest information on Dubai’s mega project market. Speaking about the forthcoming event Edmund O’Sullivan, Chairman for MEED Events, commented, "This event comes at a critical time for the region’s mega projects and developers. Each market within the region is reacting differently to circumstances and in the short term some projects are being cancelled, some delayed and others are continuing. "In recent months, however, there has been a marked increase in regional state investment projects. At the end of 2008 it was announced by Dubai that it was to increase its public spending by 42% to US$ 10.3bn this year and Saudi Arabia, which has the biggest public spending plans in the region, announced an expansionary fiscal policy in late December 2008 and revealing that expenditure in 2009 would be US$ 127bn. Interestingly, the current low cost of materials may even be of benefit for many of the state investment projects." Dubai Mega Projects 2009 has been designed as the forum for fact finding, intelligence gathering & high level networking centred specifically on the major project developments in Dubai at a time when the need for detailed information is critical. Leading government authorities, key stakeholders, developers, project managers, consultants and contractors will be outlining the key issues, facts and information pertaining to the mega projects market in Dubai. Over two days attendees will be able to gain access to cutting-edge information on the current status, scale and future opportunities of Dubai’s mega project market and this event offers a unique opportunity to meet and do business with the key decision makers and hear their future plans, strategies and timescales. Discussion topics at the conference include Dubai’s Strategic Plan 2015, urban development, environmental sustainability, tourism trends, ways of meeting the current and future transport challenge, utility infrastructure and project delivery challenges.

© Copyright Emirates News Agency (WAM) 2009.

Foreign exchange market

The foreign exchange market (currency, forex, or FX) trades currencies. It lets banks and other institutions easily buy and sell currencies. ^[1]

The purpose of the foreign exchange market is to help international trade and investment. A foreign exchange market helps businesses convert one currency to another. For example, it permits a U.S. business to import European goods and pay Euros, even though the business's income is in U.S. dollars.

In a typical foreign exchange transaction a party purchases a quantity of one currency by paying a quantity of another currency. The modern foreign exchange market started forming during the 1970s when countries gradually switched to floating exchange rates from the previous exchange rate regime, which remained fixed as per the Bretton Woods system.

The foreign exchange market is unique because of

• its trading volumes,
• the extreme liquidity of the market,
• its geographical dispersion,
• its long trading hours: 24 hours a day except on weekends (from 22:00 UTC on Sunday until 22:00 UTC Friday),
• the variety of factors that affect exchange rates.
• the low margins of profit compared with other markets of fixed income (but profits can be high due to very large trading volumes)
• the use of leverage

Main foreign exchange market turnover, 1988 - 2007, measured in billions of USD.

As such, it has been referred to as the market closest to the ideal perfect competition, notwithstanding market manipulation by central banks. According to the Bank for International Settlements,^[2] average daily turnover in global foreign exchange markets is estimated at $3.98 trillion. Trading in the world's main financial markets accounted for $3.21 trillion of this. This approximately $3.21 trillion in main foreign exchange market turnover was broken down as follows:

• $1.005 trillion in spot transactions
• $362 billion in outright forwards
• $1.714 trillion in foreign exchange swaps
• $129 billion estimated gaps in reporting.

Forex Bank

From Wikipedia, the free encyclopedia

Jump to: navigation, search

Forex AB is a Swedish financial services company. The company was started in 1927 as a currency exchange service for travellers, at the Central Station in Stockholm. The owner of Gyllenspet's Barber Shop, according to the legend, discovered that most of his customers were tourists in need of currency for their trips. The owner began keeping the major currencies on hand.

The company was subsequently acquired by Statens Järnvägar (SJ), the Swedish State Railways, which expanded the operations until it was sold off to one of the managers, Rolf Friberg, in 1965. The company was the only one apart from the banks that was licensed to conduct currency exchange in Sweden.

The company, which is still wholly owned by the Friberg family, has expanded into Denmark, Finland, Norway and Iceland and has over 60 shops, usually located at train stations or airports. The decrease in the business brought on by introduction of the euro has made the company look for alternative sources of revenue, like applying for a banking licence and attempting to move into more regular transaction services, earlier handled by Svensk Kassaservice, a subsidiary of the state owned Swedish postal company, Posten.

Since 2003 Forex is a licensed bank.

List of high paying Keywords

conference call services                73.42
student consolidation                   66.66
federal consolidation loan              60.04
ca lemon law                            59.91
indiana law lemon                       58.21
home equity loan rates                  57.26
best consolidation loan student         56.46
life insurance quotes                   55.72
student loan consolidation              55.22
credit equity line                      55.12
home equity line of credit              52.3
line of credit home equity              52.3
credit equity home line                 52.15
angeles criminal defense los            51.87
lending tree com                        51.62
home equity rates                       51.1
consolidations loan student             49.76
peritoneal mesothelioma                 49.74
auto insurance quotes                   48.93
home equity credit                      48.46
att call conference                     47.73
term life insurance                     47.33
home equity rate                        47.07
student consolidation loans             46.94
credit home line                        46.6
federal consolidation                   46.26
law lemon michigan                      45.87
home equity loan                        45.6
student loans refinancing               45.2
consolidate student loans               44.3
dui florida lawyer                      44.19
law lemon maryland                      43.98
law lemon pa                            43.56
student loan consolidate                43.36
college loan refinance                  43.35
term life insurance online              42.85
law lemon ohio                          42.73
alicante car hire                       42.67
san diego criminal attorney             42.52
att conference                          42.15
car donation atlanta                    42.12
consolidation loan                      42.03
private loan consolidation              41.74
life insurance quote online             41.69
alicante airport car hire               41.67
student loan refinance                  41.64
california law lemon                    41.63
refinance va                            41.44
life insurance quote                    41.43
home equity poor credit                 41.3
angeles criminal lawyer los             41.14
mesothelioma lawsuits                   40.8
arizona divorce lawyer                  40.2
home line of credit                     39.9
home equity interest                    39.6
law lemon wisconsin                     39.34
attorney dui florida                    39.22
criminal defense attorney los angeles   39.16
home refinancing                        38.96
mesotheloma                             38.6
compare life assurance                  38.35
cheap conference call                   38.16
no closing cost                         37.91
home equity loan rate                   37.81
critical illness cover                  37.76
insurance quote term                    37.29
term life insurance quote               37.28
mesothilioma                            37.26
cheap life assurance                    37.21
angeles attorney criminal los           37.16
life insurance online                   37.09
refinance student loans                 36.91
life assurance quote                    36.85
home refinance                          36.7
term insurance                          36.7
mesothelioma symptoms                   36.67
home equity loans                       36.63
card consolidation credit debt          36.59
debt consolidation                      36.57
insurance quotes                        36.47
bay area car donation                   36.43
car donation                            36.21
home mortgage refinance                 36.17
insurance life online quote term        36.1
criminal houston lawyer                 36.07
at and t cell phones                    36.05
cheap life insurance                    36.05
christian credit counseling             36.05
anti spam exchange server               36
car hire in alicante                    35.87
chase credit                            35.83
interest rate refinance                 35.77
home refinance rate                     35.56
administration lease software           35.51
charity car donation                    35.36
car donation seattle                    35.2
commercial insurance van                35.19
car donation san diego                  35.18
home equity lines                       35.15
lasik fort worth                        34.96
insurance online term                   34.87
refinance                               34.81
comparison insurance life               34.79
student loan refinancing                34.69
lemon law                               34.65
card consolidate credit                 34.59
criminal attorneys                      34.59
ca insurance medical                    34.54
blockbuster online                      34.49
closing cost no refinance               34.46
lendingtree                             34.37
cover critical illness insurance        34.26
charitable car donation                 34.23
online conference call                  34.04
refinance closing cost                  33.82
car donation michigan                   33.72
aarp insurance                          33.65
cheap insurance life term               33.5
anti spam lotus                         33.42
donation car in                         33.38
debit consolidation                     33.36
houston criminal attorney               33.19
teleconferencing services               33.03
fraud insurance lawyer                  32.93
what is mesothelioma                    32.93
lombard direct                          32.81
verizon conference call                 32.7
vioxx lawsuit                           32.61
refinance mortgage rate                 32.52
conference call                         32.48
criminal lawyer new york                32.36
consolidate loans                       32.29
law lemon mass                          32.21
laser hair removal new york             32.11
fortis health insurance                 31.95
consolidate college loans               31.87
car hire alicante spain                 31.82
student loan consolidation program      31.68
secured loans                           31.6
consolidation                           31.57
home refinance bad credit               31.54
at t wireless service                   31.46
car donation boston                     31.44
christian counseling debt               31.43
home equity line of credit rates        31.38
refinance with poor credit              31.33
critical illness insurance              31.31
alicante car in rental                  31.25
home equity lines of credit             31.25
anti spam lotus notes                   31.24
teleconferencing service                31.13
car donation los angeles                31.12
car donation nj                         31.07
refinancing with poor credit            31.05
ross simon jewelry                      31.05
consolidating student loan              31.03
mortgage refinance                      31
monte carlo resort and casino           30.87
anti spam appliance                     30.83
car donation san francisco              30.69
federal consolidation loans             30.65
georgia law lemon                       30.63
debt management                         30.59
line of credit                          30.56
mega life and health insurance          30.53
insurance life term uk                  30.46
attorney law lemon                      30.29
anti spam exchange                      30.26
federal student loan consolidation      30.1
home loans for bad credit               30.08
homeowner loans                         30.05
debtconsolidation                       30.01
non profit debt consolidation           29.83
low interest debt consolidation         29.77
donate used car                         29.57
auto insurance quote                    29.55
consolidate loan                        29.44
online debt consolidation               29.42
refinancing                             29.38
critical illness insurance life         29.35
consolidations loan                     29.33
term life insurance rate                29.33
chicago personal injury lawyer          29.14
alicante car rental spain               29.03
asbestos cancer                         29.03
at and t mobile                         28.99
illinois law lemon                      28.87
mesothelioma prognosis                  28.76
salvation army car donation             28.76
conference call service                 28.69
life insurance uk                       28.66
line of credit rates                    28.58
no closing cost refinancing             28.56
law lemon ma                            28.52
refinance interest rates                28.52
carolina law lemon north                28.47
american relief tax                     28.45
loan secured                            28.45
chicago hair laser removal              28.44
arizona law lemon                       28.34
conference call set up                  28.25
mbna credit                             28.25
auto free insurance quote               28.24
free conference call                    28.22
lease management software               28.21
cancer mesothelioma                     28.18
mesothelioma cancer                     28.18
phoenix criminal attorney               28.13
pleural mesothelioma                    28.1
no cost refinancing                     28.02
criminal diego lawyer san               28
auto quote                              27.99
home loans with bad credit              27.97
mesothelioma information                27.89
counseling credit                       27.85
auto buy insurance online               27.83
cancer car donation                     27.83
car hire spain                          27.77
angeles criminal defense lawyer los     27.72
discover credit card                    27.69
aarp car insurance                      27.68
life insurance rate                     27.64
wells fargo home equity                 27.63
home owner insurance                    27.6
discover credit                         27.56
insurance life uk                       27.56
debt consolidation companies            27.49
best refinance rates                    27.47
automobile law lemon                    27.44
auto cheap insurance                    27.41
car donation sacramento                 27.33
fixed rate home equity loan             27.21
hair removal chicago                    27.2
consolidation loans uk                  27.15
miami personal injury lawyer            27.15
boston hair laser removal               27.13
critical illness                        27.08
mortgage protection                     27.05
purple heart car donation               27.03
best debt consolidation                 27.01
at and t cell                           26.88
closing cost loan no                    26.87
car hire in spain                       26.82
san diego dui lawyer                    26.8
commercial credit counseling            26.79
home equity line of credit loans        26.78
va loan refinance                       26.7
comcast broadband                       26.69
direct home insurance line              26.6
reservationless conference call         26.55
auto law lemon                          26.48
northwestern mutual life                26.4
car law lemon                           26.38
hair removal new york                   26.37
purchase domain name                    26.24
consumer counseling credit              26.2
student loan consolidation center       26.17
college online phoenix                  26.11
online accounting degree                26.11
credit equity home line rate            26.07
debt cosolidation                       26.07
used car donation                       25.99
auto insurance online                   25.98
new york vioxx lawyer                   25.95
health insurance international          25.94
refinancing cost                        25.93
malignant mesothelioma                  25.88
refinance no closing costs              25.88
toll free conference call               25.86
credit line                             25.79
lexington law                           25.79
blockbuster video.com                   25.78
low interest refinance                  25.77
refinance my home                       25.73
mortgages for people with bad credit    25.71
care ge insurance long term             25.69
mortgage lead generation                25.63
malpractice lawyer                      25.6
car donation california                 25.59
prostate cancer treatment               25.56
law lemon virginia                      25.54
american cancer society car donation    25.53
criminal federal lawyer                 25.52
hair laser nyc removal                  25.51
consolidate credit card debt            25.5
california home loan                    25.49
health life mega                        25.48
mbna credit card                        25.46
uk homeowner loans                      25.4
anti software spam                      25.26
software anti spam                      25.26
car hire florida                        25.25
home insurance quote                    25.25
credit report trans union               25.21
trans union credit report               25.21
desk help software                      25.19
angeles attorney dui los                25.17
car donation chicago                    25.16
car donation massachusetts              25.14
attorney criminal miami                 25.11
life insurance no medical exam          25.08
car donation center                     25.06
consolidate private student loans       25.05
consolidate                             25.05
criminal georgia lawyer                 25.03
car donation program                    25
car donation ca                         24.98
conference call bridge                  24.98
car donation connecticut                24.95
accident car lawyer new york            24.94
consolidating debt                      24.93
refinance rates                         24.92
home equity line of credit rate         24.91
make money with website                 24.84
refinance with bad credit               24.79
cheap insurance                         24.78
law lemon texas                         24.78
texas lemon law                         24.78
help desk software                      24.76
software help desk                      24.76
attorney tax                            24.68
car donation ny                         24.68
tax attorney                            24.68
comcast high speed internet             24.62
arrowhead water                         24.51
consolidating credit                    24.51
mortgage life assurance                 24.43
pay per click affiliate                 24.4
interest credit cards                   24.39
home loans poor credit                  24.36
car donation maryland                   24.32
car donation houston                    24.28
laser hair removal maryland             24.28
mortgages for bad credit                24.25
irs relief tax                          24.23
consolidation loans                     24.13
baines and ernst                        24.09
refinance your home                     24.02
refinance comparison                    23.98
refinancing rates                       23.83
debt consolidators                      23.82
whole life insurance quote              23.79
city hair laser new removal york        23.77
refinancing my home                     23.77
car donation illinois                   23.76
miami personal injury attorney          23.72
comcast high speed                      23.69
bad credit mortgage                     23.68
ca health insurance                     23.6
car donation virginia                   23.6
angeles drug los rehab                  23.56
drug rehab los angeles                  23.56
blockbuster on line                     23.51
criminal lawyer phoenix                 23.5
refinance my mortgage                   23.47
asbestos lung cancer                    23.4
insurance online quote term             23.4
non profit debt                         23.38
life assurance uk                       23.36
mortgages with bad credit               23.35
find lawyer                             23.34
time and attendance equipment           23.33
refinance credit                        23.32
sleep number bed                        23.31
airlines credit card                    23.3
card credit interest low                23.29
low interest credit card                23.29
norton finance                          23.26
home loans for people with bad credit   23.23
citibank credit                         23.16
personal injury lawyer                  23.16
refinance leads                         23.06
dept consolidation                      23
attorney child molestation              22.99
child molestation attorney              22.99
home mortgage rate                      22.96
direct car insurance                    22.95
insurance medical short term            22.95
secured                                 22.85
the lasik center                        22.84
car insurance                           22.77
refinance mortage                       22.77
netquote                                22.75
car donation new york                   22.71
law lemon rv                            22.7
credit instant report                   22.63
arizona criminal lawyer                 22.59
san diego dui attorney                  22.59
vioxx class action suit                 22.59
car donation minnesota                  22.55
home improvement catalog                22.54
mesothelioma support                    22.51
prostate cancer                         22.51
car donation new jersey                 22.43
wolf tanning bed                        22.41
mortgage plan protection                22.35
consolidating                           22.33
loans debt consolidation                22.32
car quote                               22.31
chase platinum credit card              22.31
accept credit cards                     22.29
loan rate                               22.29
cancer asbestos                         22.25
mortgage preapproval                    22.25
car cheap insurance                     22.22
apr credit                              22.21
law lemon missouri                      22.21
interest credit                         22.2
clock software time                     22.17
time clock software                     22.17
blockbuster .com                        22.12
credit card rate                        22.09
laptop rentals                          22.05
lowest refinance                        22.04
accident car florida lawyer             22.03
florida car accident lawyer             22.03
home loan refinance online              22.01
bad credit home loan                    22
affiliate per click                     21.99
low interest credit                     21.98
refinance poor credit                   21.97
criminal attorney florida               21.88
vioxx class action                      21.85
florida law lemon                       21.84
homeowner loan                          21.82
laser hair removal manhattan            21.81
car donation san jose                   21.78
register domain name                    21.75
injury lawyer new york                  21.74
injury lawyer                           21.74
fixed home equity loan                  21.7
health insurance life mega              21.65
cash advance                            21.62
credit card services                    21.62
conference call company                 21.6
litigation finance                      21.6
accident lawyer miami                   21.58
anti server software spam               21.58
consolidation credit non profit         21.57
refinancing your home                   21.57
arizona criminal attorney               21.56
ca health in insurance                  21.53
debt consoladation                      21.53
law lawyer lemon                        21.52
domain name search                      21.49
mortgage rates refinancing              21.49
at and t                                21.48
time attendance clock                   21.43
refinance home equity                   21.39
insurance medical temporary             21.38
best equity home loan rate              21.33
compare equity home loan                21.33
law lemon new york                      21.29
car donation florida                    21.28
domain name registration                21.28
litigation funding                      21.27
att cellular phone                      21.22
party poker.com                         21.2
term life assurance                     21.19
at and t cellular                       21.17
group health insurance                  21.16
debt irs tax                            21.14
at and t phones                         21.13
california drug rehab                   21.12
drug rehab california                   21.12
apr card credit low                     21.08
low apr credit card                     21.08
second mortgages                        21.08
credit counseling service               21.07
bad credit home loan refinance          21.06
action class lawsuit vioxx              21.04
vioxx class action lawsuit              21.04
apply card credit                       20.99
christian drug rehab                    20.96
selectquote                             20.95
adult merchant account                  20.89
law lemon state                         20.86
cancer prostrate treatment              20.83
federal criminal defense                20.82
avaya handsets                          20.79
criminal lawyer                         20.79
business card credit processing small   20.75
low interest credit cards               20.71
debt consolidation services             20.68
tropicana las vegas                     20.66
card citibank credit                    20.64
mortgage interest rate                  20.64
party sex toy                           20.64
new home loan                           20.63
health insurance temporary              20.61
christian credit counselors             20.6
party passion                           20.6
va home loan refinance                  20.6
garden of life                          20.59
att go phone                            20.57
direct insurance life                   20.54
Mesothelioma                            20.53
student credit cards                    20.49
business health insurance small         20.46
california home loan refinance          20.46
mortgage rates refinance                20.45
att go                                  20.43
domain register                         20.4
apply for a credit card                 20.37
register domain                         20.37
insurance medical private               20.34
car century insurance                   20.33
best insurance life term                20.29
card credit low rate                    20.23
low rate credit card                    20.23
vasectomy reversal                      20.21
anti spam for outlook                   20.18
city hair new removal york              20.12
insurance mortgage protection           20.12
life insurance broker                   20.12
california mortgage rate                20.11
wolff tanning bed                       20.1
insurance rate                          20.06
low interest home loans                 20.04
car hire in malaga                      20.01

How To Get High CPC Keywords

We all lose precious time in finding most expensive adsense keywords and high cpc keywords. Now we can give you some secrets on how to get high cpc keywords and get most expensive adsense ads.

Keywords are the specific words that internet users type in the search engine fields to find the information they need. If your website contains these exact keywords, in their proper density level, you’d have a great chance of appearing in a good position on the search engine results pages (SERPs).Whether you’re selling your own products, or promoting your affiliate links, or inviting people to subscribe to a membership program you have developed, you would need a website to carry out your marketing approach, and you will need visitors to come to your website to experience the success that its potentials promise. And the key to generating a lot of visitors for your website lies in the selection of the correct keywords.

Keywords take on a more important role when it comes to online endeavors enrolled with Pay Per Click (PPC) programs. Keywords would attract the ads that the PPC programs can assign, and once your visitors would click on such ads, you will earn a specified amount. There are some ads that pay a measly $0.05 per click. But there are also some ads that pay as much as $50.00 per click. How can you secure for yourself the latter option? Well, you must be able to determine the most profitable keywords beforehand.

Finding profitable keywords isn’t really difficult, for as long as you know what you’re doing. There are three ways by which you could accomplish this.

1. ) Go to www.adsensearena.com . This is, by far, the easiest as well as the most cost-efficient approach. The said website has long been a secret of people in the know. No one knows how the website came about. No one even knows who maintains its pages. But everyone agree that the information it contains are pretty much accurate, save for some entries which are a little bit dated. The website www.adsensearena.com contains a comprehensive list of keywords together with their corresponding Cost Per Click (CPC). Simply do a manual search and look for the keywords that command a high CPC. Then build a content website based on what you will discover.

2.) Create an AdWords account. AdWords is Google’s service for PPC advertisers. Creating an account won’t cost a single cent, but it would give you access to a control panel where you could view the bidding for certain keywords. All you have to do is to find keywords that command very high bids. This would give you an idea about how much the CPC of those keywords could be. Interested with this approach? Visit https://adwords.google.com today.

3.) A number of online marketers offer keyword lists of the hottest topics today. These are subjects that have little competition, and which can be profitably exploited for your AdSense PPC campaigns. Often, these lists come with reports detailing the expected CPC of each of the keywords in the said lists. The online marketers who distribute the same would require a fee, of course, but if you have made content sites the engine of your online enterprise, these keyword lists could prove valuable for your endeavors.

There are three basic components to a successful PPC campaign. These are your website’s page impressions, or the number of unique visitors who get to load up your pages; your website’s Click Through Rate (CTR), or the number of visitors who get to click on the ads displayed on your website; and your ads’ CPC. The right keywords would attract ads with high CPC, and you’ll be able to solve 1/3 of the equation. The other 2/3? This is where marketing strategies would come in.

How to Optimize Adsense Keywords for high CPC?

Targeting high paying keywords is very important to succeed in making money with Adsense. Not all keywords are the same. Different keywords pay different amounts. For example a niche site focussed on Credit Cards will generate more revenue per adsense click when compared to a niche site focussed on, say, biographies (ofcourse, when all other things like traffic and number of pages etc being the same). This is because there is a large pool of ads around 'credit cards' keyword than biographies and the PPC for those ads will be more. That is the reason why serious webmasters who want to make money using Adsense are on a search for high paying keywords and there are good products like 'Keyword Country' who sell these keyword lists.

Different keywords in different niche markets also pay different amounts. If your website is not targeting the “profitable” keywords you will probably be earning less money per Adsense click than you should be. For example, if you increase your average cost per click from $0.50 to $1.00 you will double your revenue with the same traffic level. You can do the keyword research using tools like Keyword Country (a good tool indeed). There are two ways of doing this on your already existing website.

Target your existing webpages:

Watch out for the words you use in the hot spots like Title, Meta Tags, H1 tags etc and inside the body of your content. Google's content matching technology generates ads related to the meaning of the words on your page. If the high paying keywords for that page topic aren't in those 4 hot spots the quality (relevancy) and CPC of your ads will be lower than if they were. Google wants to match their advertiser ads to the pages which are going to offer the greatest return.

Improve your website to target related high paying keywords:

The most important part of the game is "relevancy". Don’t add content pages about irrelevant keywords to your website just because they are high paying. Instead look for high paying keywords targeted around the theame of your website.

1. Type your primary keyword, in this example, "motorcycle" into Keyword Country, wait for the results to appear and then click on CPC. This will arrange all the related keywords by their CPC value bringing the most profitable to the top. I did this and found that -

“Motorcycle Insurance In Michigan” has an average CPC of $10.25
“Motorcycle Insurance” has an average CPC of $4.28
“Motorcycle Loan” has an average CPC of $3.34

These are very high average CPCs for which you could develop new content. These content pages would generate higher cost per click Adsense ads from your visitors.

2. Your second option is to type in keywords which are related to your principal topic. Continuing with the motorcycle theme you could type in Harley-Davidson a popular manufacturer of motorcycles. The results show that “Harley Davidson Boots” has an average CPC of $0.84. You could build a page today pre-selling Harley Davidson Boots and generate a nice Adsense stream from that page. Another extension would be the keyword “chopper”, a popular type of motorcycle enhanced by the big shows of the last few years. On Keyword Country a search for chopper brings up related keywords like West Coast Choppers, a famous chopper builder which has an average CPC of $0.95 – again a page or several pages around this topic would be a nice addition to a motorcycle based website.

Whatever your topic, virtually every website can incorporate new high paying content. So before you try and build a website in a new niche check that the website(s) that you’ve already put the groundwork into (link building and seo) can’t be better optimized for higher paying keywords and / or have additional high adsense paying content added to it. There will be at least five new pages of content that you could add to your existing website today that would create higher paying average clicks than what you are already generating.